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FAMILY HOLDING COMPANY

Our solutions to grow your wealth

Whether you want to invest, finance an acquisition, repay a shareholder current account, carry out works or pass assets on to your children, we support the growth of your family wealth.

Close-up of a smiling couple, she with long brown hair in a white roll-neck, he bearded in a brown jumperSmiling man in his forties with round glasses and a greying beard, in a navy sweatshirt on a grey backgroundFive adults gathered together laughing, hands stacked on top of each other, in front of a sage-green wallMan in his fifties with greying hair, houndstooth jacket and blue shirt, in an open-plan office
Your needs

Growing the family wealth?

Do you have a family holding company that has invested in residential or commercial property for many years?

We support your operations so you can keep investing through leverage or prepare the transfer to the next generation.

Cash

Refinancing

Invest

Major renovation

OBO/FBO

Current account

Residential property

SCI / SARL / Holding

Bridging loan

Optimisation

Prerequisites
01

You are financeable: you have cash flows and borrowing capacity.

02

You own property or financial assets that we can take as security.

03

You have a concrete project to finance over €200k.

04

You are a French tax resident.

05

Your residential, commercial or financial assets are located in mainland France.

06

You have no insolvency proceedings in progress.

Use cases

They grow their wealth with Hyppo

Raising cash with my SCI
By pledging the shares of my SCIs, I was able to upstream €9M to my top holding company to keep investing
Bearded man in a navy pinstripe suit, seated in a leather armchair, holding a newspaper
Investor
Bernard J.
Continuing my property acquisitions to create my SCPI
I was able to repay the €734,000 of shareholder current accounts I had held in my structure for years. Thank you
Older man with white hair and a determined look, holding the lapels of his dark jacket worn over a white polo shirt
Director
Olivier L.
A 25-year property acquisition with our SCI
Thanks to a long-term amortising structure, I was able to buy a rental flat in Nice.
Retired
Élise M.
What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.