Skip to content
Property

Finance your property operations

We support professionals, family holding companies and seniors in their residential, commercial or specialised industrial property operations through flexible structures: interest-only, amortising or mixed.

Property dealer

Amount €100k – €50M

Rates from 4% *

Amortising, interest-only, bridging

Your needs

Des solutions for your unusual property projects

You are financeable but your bank won't back your property operation? You don't fit the boxes, or your need is too complicated?

We support your unusual property operations through many mechanisms: mortgage-backed property loans, senior bridging loans, business loans, property leasing & sale and leaseback, security trusts, and even private debt for property professionals.
‍‍

Senior property

Bridging

Property dealer

Development

Hotels

Commercial

Abroad

Serviced accommodation

SCI

Use cases

They carried out their projects thanks to Hyppo

Changing life and moving south
Gérard is a recently retired 65-year-old who wanted to leave Paris by buying a new house near Avignon.
We refinanced his properties to obtain a €1.3M property loan over 20 years, without insurance.
Smiling bald man in his sixties with thin glasses and a navy work jacket, in front of a blue curtain
Gérard
65, senior in Paris
A value-add loan to seize an opportunity
Patrick has been a property professional for 30 years. His network found him an opportunity in Aix-en-Provence: buying three residential units in a co-ownership building under a dangerous-building order.
Hyppo secured €1.5M of financing over 3 years.
Bearded, greying man with glasses, in a navy blazer and jeans, seated in an armchair near a coffee table
Patrick
54, property professional
Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."
Jacques A.
€821,345 financed
"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"
Amanda P.
€4,334,710 financed
"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

‍
Louis B.
€1,421,230 financed
"I refinanced to make gifts to my children. Thank you, Hyppo."
Maeva C.
€528,210 financed
"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"
Bertrand M.
€848,565 financed
"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."
Jean P.
€236,998 financed
"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."
Anonymous client
Les Echos
Le Monde
Capital
Sud Ouest
Maddyness
Le Figaro
Smiling woman checking her smartphone, next to a "Hyppo loan €150,000" card and the amount available

Generate additional income through wealth leverage

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.