An equity release loan secured by your assets
Amount €100k – €2M
Rates from 4%
Secured on your property
The Mortgage-Backed Equity Release Loan in figures
Re-mortgage a property to fund a project
The Mortgage-Backed Equity Release Loan is a highly effective wealth optimisation tool for owners of residential and commercial property in mainland France.
It lets you take on new debt against your property to help you carry out your projects.
Cash
Invest
Major renovation
Tax debt
Equalisation payment
Gifts
Deposit
Current account
Bridging
SCI
An equity release loan
secured by your assets
When your traditional bank won't back you, a mortgage-backed equity release loan is an excellent option for a wide range of needs. It is simple, flexible and quick to set up.
Large amounts:
from €100k to €5M
Depending on its condition and location, you can borrow up to 70% of your property's value, including existing loans, up to a maximum of €5M.
We seek financing for individuals and family holding companies (SCI / SARL / holding) from our partner banks. Financing is flexible, with amortising or interest-only structures.
Residential and commercial property
We can take residential, commercial and mixed-use property anywhere in mainland France as security.
Instant eligibility and personal support from a professional
Through our platform, you can test your eligibility instantly by clicking ‘Get started’. Once eligible, book a meeting with our team to discuss and finance your project.
Who can benefit from the Equity Release Loan?
You must meet several conditions to be eligible:
You own property that is largely paid off
You are a French tax resident
You are solvent
Invest and generate additional income through wealth leverage
Do you have questions?
Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.
Yes. As with a traditional loan, you must be able to meet your monthly repayments.
Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.
An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.
Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.
