Our solutions to bring your projects to life
Whether you want to invest, carry out a project or major renovation, build a comfortable cash reserve or settle a debt, we help people with property and financial assets in France secure financing so they can keep investing.
An unusual need, but you are financeable?
Your bank won't back you because your project doesn't fit its boxes? It doesn't count your rental income? Your need is too complex or unusual?
We arrange your financing using your assets as security. Put your assets to work and regain your ability to act straight away.
Cash
Invest
Use leverage
Major renovation
Senior without insurance
Property
Gifts
Divorce equalisation payment
Tax debt
Comfort
You are financeable: you have various sources of income that we can take into account and that will be used to repay the loan.
You own property or financial assets that we can take as security.
You have a concrete project over €100k.
You are a French tax resident.
Your residential, commercial or financial assets are located in mainland France.
You are not on the French credit incident register (FICP).
Our solutions for individuals
Through our wide network of 65+ French and European banks, we offer real solutions to unlock your situation.
Equity Release Loan
- From €100k
- Amortising or interest-only
- Secured on property
- Up to 50% debt-to-income if disposable income is high
- Optional insurance
Lifetime Mortgage
- From €100k
- Youngest borrower over 60
- Property owner in mainland France
- Optional insurance
Wealth Loan
- Tailored to your needs
- From €1M
- High-end property security
Sale-to-self / OBO / FBO
- From €1M
- Estate transfer
- Residential and commercial rental property
Sale of bare ownership
- From €300k
- Deferred-payment sale or lifetime usufruct
- Property owner in mainland France
They refinanced their assets with Hyppo
Do you have questions?
Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.
Yes. As with a traditional loan, you must be able to meet your monthly repayments.
Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.
An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.
Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.
