Our solutions to make the most of life after 60
Whether you want to buy property, build a comfortable cash reserve, travel the world, carry out major renovation or simply live better while staying in your home, we support you with suitable solutions.
Need liquidity to enjoy your retirement?
Your bank no longer lends to you because of your age? Borrower insurance is too expensive, or the usury rate cap is limiting your plans?
We have solutions to fund your projects up to age 95!
Cash
Loan without insurance
Renovation
Care home
Property
Reduce your debt
Gifts
Equalisation payment
You are financeable: you have various sources of income that will be used to repay the loan.
You own property or financial assets that we can take as security.
You have a concrete project to finance over €100k.
You are a French tax resident.
Your residential, commercial or financial assets are located in mainland France.
You are not on the French credit incident register (FICP).
Our financing solutions
Through a wide network of French and international lenders, we help you fund your projects up to age 95.
Mortgage-Backed Property Loan
- From €100k
- Amortising or interest-only
- Optional insurance
Mortgage-Backed Equity Release Loan
- From €100k
- Up to 50% debt-to-income
- Optional insurance
Consolidate Loans
- Lower your monthly payments
- From €100k
- Reduce your debt
Lifetime Mortgage
- Youngest borrower over 60
- From €100k
- Residential property in mainland France
Sell the Bare Ownership
- Sell your property while keeping the usufruct
- From €300k
- Residential property in an urban area
They financed their projects with Hyppo
Do you have questions?
Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.
Yes. As with a traditional loan, you must be able to meet your monthly repayments.
Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.
An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.
Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.
