Fund a deposit

Fund a deposit to invest in property

Do you or your family own financial or property assets?

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Property dealer

Use a relative's assets

Unblock your situation

Instant pre-eligibility

Your needs

Solutions to complete your financing

We offer solutions to top up your main financing or simply to fund the deposit required for your main mortgage.

Primary residence

Deposit

Senior

First-time buyer

Use assets

Use cases

They funded their deposits with Hyppo

Boost your deposit using a relative's assets

Julien has a permanent job and is planning his future with his partner. Together they want to buy a flat in Paris's 11th arrondissement.

Thanks to his parents' property, we helped him finance the €100,000 deposit his bank required to fund his project.

Young bearded man with glasses, in a checked shirt, focused on his laptop at his desk

Julien

32, consultant in Paris

Financing works

Céline is starting her career and is about to buy her first flat in Lyon. She wants to carry out fit-out works.

Hyppo supports Céline thanks to her parents' property!

Young woman with long curly hair, in a sky-blue blazer, seated at a desk in front of a laptop

Céline

24, marketing in Lyon

Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."

Jacques A.

€821,345 financed

"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"

Amanda P.

€4,334,710 financed

"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

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Louis B.

€1,421,230 financed

"I refinanced to make gifts to my children. Thank you, Hyppo."

Maeva C.

€528,210 financed

"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"

Bertrand M.

€848,565 financed

"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."

Jean P.

€236,998 financed

"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."

Anonymous client

Generate additional income through wealth leverage

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FAQ

Do you have questions?

Visit the help centre (in French)

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.