Skip to content
Use Leverage

Refinance your assets and keep investing

We specialise in mortgage refinancing and innovate in providing mechanisms for wealth leverage.

Property dealer

From €100k

Rates from 4%

Property or financial security

Your needs

Use the leverage of debt to grow your wealth

You own assets and want to keep investing with a long-term wealth strategy?

We support your long-term wealth strategy by optimising what you already own and financing future investments.

Cash

Use leverage

Invest

Major renovation

Life insurance

SCPI

OBO

Stock market

Property

Use cases

They transformed their wealth thanks to Hyppo

Investing in a structured product
Julien owns a rental property in Lyon valued at €350,000. He wanted to invest in a structured product recommended by his wealth adviser.
Hyppo refinanced his flat and enabled him to carry out his project
Smiling man in his forties with round glasses and a greying beard, in a navy sweatshirt on a grey background
Julien
44, consultant in Lyon
Financing company shares
Victor, 35, has just been promoted at his strategy consulting firm and wants to finance his partnership stake.
Hyppo structured a 10-year interest-only loan for him, secured by his assets
Man in his thirties in a navy blazer and cream jumper, standing in a glass-walled office lobby
Victor
35, director in Lyon
Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."
Jacques A.
€821,345 financed
"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"
Amanda P.
€4,334,710 financed
"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

‍
Louis B.
€1,421,230 financed
"I refinanced to make gifts to my children. Thank you, Hyppo."
Maeva C.
€528,210 financed
"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"
Bertrand M.
€848,565 financed
"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."
Jean P.
€236,998 financed
"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."
Anonymous client
Les Echos
Le Monde
Capital
Sud Ouest
Maddyness
Le Figaro
Smiling woman checking her smartphone, next to a "Hyppo loan €150,000" card and the amount available

Generate additional income through wealth leverage

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.