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Equalisation payment

Finance an equalisation payment and exit joint ownership

Need to cover an unexpected expense? We help you raise cash by obtaining a cash loan secured on a property.

Property dealer

From €100k

Rates from 4%

Debt, inheritance, divorce

Your needs

Use your property to cope with life's needs

Divorce, inheritance, debts, unexpected expenses. You can't always plan for everything, but with Hyppo you can handle it all.

Cash

Divorce

Gifts

Inheritance

Tax debt

Children's education

Use cases

They financed their need with Hyppo

Keeping the family property
Julie and Anna's father has just died. The estate includes two properties: a Paris flat valued at €800,000 and a house in Bormes-les-Mimosas valued at €400,000. Julie receives the flat and must pay her sister an equalisation payment of €200,000, but she does not have the cash.
Hyppo supports her with a €400k equity release loan on the flat she has just inherited.
Two older women with grey hair, sunglasses, pearl necklaces and leopard-print tops, side by side
Julie & Anna
sisters
Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."
Jacques A.
€821,345 financed
"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"
Amanda P.
€4,334,710 financed
"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

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Louis B.
€1,421,230 financed
"I refinanced to make gifts to my children. Thank you, Hyppo."
Maeva C.
€528,210 financed
"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"
Bertrand M.
€848,565 financed
"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."
Jean P.
€236,998 financed
"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."
Anonymous client
Les Echos
Le Monde
Capital
Sud Ouest
Maddyness
Le Figaro
Smiling woman checking her smartphone, next to a "Hyppo loan €150,000" card and the amount available

Generate additional income through wealth leverage

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.