Florent de Rocca-Serra
Co-founder and CEO of Hyppo, president of REFI Technologies
About us
Hyppo, broker in wealth financing
Hyppo is a brand of REFI Technologies, a Paris company founded on 19 July 2023 and registered with ORIAS (no. 23005573) as a banking operations broker since 1 September 2023. We seek and negotiate asset-backed financing (mortgage, pledge) for individuals, seniors, family holding companies and businesses.
A question before you start? Contact our team.
In brief
- Broker registered with ORIAS under no. 23005573
- Credit brokerage (COBSP) and insurance brokerage (COA), financial investment advice (CIF)
- Member of CNCEF Crédit, CNCEF Assurance and CNCEF Patrimoine
Our mission
Turn your assets into a source of financing
French people borrow to buy and keep their properties. Once those properties are largely paid off, refinancing them releases liquidity without selling: to finance a project, deal with the unexpected or keep investing.
This lever is still little used. Our job is to make it accessible: understand your situation, then find the lender that can finance it, especially when your usual bank won't back you.
Release liquidity
Use a property to finance a project, a gift or works, without selling it or waiting for a sale. See the mortgage-backed equity release loan.
Fund your retirement
For senior owners, the lifetime mortgage gives access to liquidity secured by a property; the capital and interest are repaid on death or when the property is sold. See the lifetime mortgage and our solutions for seniors.
Structure your assets
SCI, holding company, family holding company: we seek financing suited to how your assets are held, to invest or organise an estate transfer. See our solutions for family holding companies.
The team
The people behind Hyppo
"We want to give French property owners back purchasing power by helping them understand that their property can also be used to finance other things!"
Nans Gigan
CTO of Hyppo
Paul Facquer
Head of Partnerships at Hyppo
Soufiane Kayr
Sales Director at Hyppo
Our method
How we work
Hyppo is a broker: we do not lend ourselves. We prepare your file, present it to the lenders suited to your project and negotiate the terms. The credit decision always rests with the lender.
A first review online
On our platform, you describe your project and your assets, and get a first answer on your eligibility.
A file prepared with our team
Once eligible, you talk to a member of the team, who structures the financing and presents it to lenders: banks and debt funds.
The lender decides, you choose
The lender makes its offer and you remain free to accept it. No payment of any kind may be required from an individual before one or more loans are obtained.
Regulatory status
A registered and supervised intermediary
Credit brokerage is a regulated activity. Each item of information below can be checked on the ORIAS register, the single register of banking, insurance and finance intermediaries.
Information checked on the ORIAS register on 27 October 2026.
- Company
- REFI Technologies, a société par actions simplifiée founded on 19/07/2023, Paris Trade and Companies Register 977 988 013. Hyppo® is a brand of REFI Technologies. Share capital: €20,352
- Addresses
- Registered office: 3 rue de Montyon, 75009 Paris.
Offices: 39 avenue des Champs-Élysées, 75008 Paris. - ORIAS registration
- N° 23005573. View the entry
- Categories
- Banking operations and payment services broker (COBSP), since 01/09/2023.
Insurance broker (COA), since 30/08/2024.
Financial investment adviser (CIF), since 07/02/2025. - Professional associations
- CNCEF Crédit, CNCEF Assurance and CNCEF Patrimoine.
- Supervisory authorities
- Prudential Supervision and Resolution Authority (ACPR) for credit and insurance brokerage; Financial Markets Authority (AMF) for financial investment advice.
No payment of any kind may be required from an individual before one or more loans are obtained.
A loan is a commitment and must be repaid. Check that you can afford the repayments before committing.
Transparency
Our transparency commitments
What you should know before entrusting us with your project: how we are paid, who we work with and how we write our content.
Our fees
No payment may be required from an individual before their loan is obtained.
Our fees range from 1% to 6% of the amount financed, depending on the complexity and size of the project, and are due after the funds are released.
Our financial partners
We present files to more than 65 partner banks and to debt funds.
Our content
The Hyppo wiki explains mortgage-backed loans, lifetime mortgages, sale-to-self and other wealth financing solutions (in French).
Articles are signed by Florent de Rocca-Serra, co-founder and CEO of Hyppo. To report an error: hello@hyppo.immo.
Frequently asked questions
Your questions about Hyppo
Does Hyppo lend money?
No. Hyppo is a banking operations broker: we seek and negotiate financing from lenders (banks, debt funds), who alone decide whether to grant you credit.
How can I check Hyppo's registration?
On the ORIAS register, with no. 23005573 or REFI Technologies' SIREN 977 988 013. The entry shows our registration categories (COBSP, COA, CIF) and our professional associations.
Do I have to pay anything before getting my loan?
No. No payment of any kind may be required from an individual before one or more loans are obtained.
Who supervises Hyppo's activity?
The ACPR (Prudential Supervision and Resolution Authority) for credit and insurance brokerage, and the AMF (Financial Markets Authority) for financial investment advice. REFI Technologies is a member of CNCEF Crédit, CNCEF Assurance and CNCEF Patrimoine.
Contact
Contact us
A question about a project, our services or this page? Write to us, call us or use our contact form.
Contact details
- Email: hello@hyppo.immo
- Phone: +33 1 89 62 38 10
- Offices: 39 avenue des Champs-Élysées, 75008 Paris
- Hours: Monday to Friday, 9 am to 6 pm
Make a complaint
Write to us at hello@hyppo.immo.
