Lower your monthly payments
From €100k
Breathe again
Lower your debt-to-income ratio
Loan consolidation in figures
Regain room for manoeuvre
Consolidating several loans and spreading them over time can help lower your monthly payments and reduce your debt burden.
Cash
Consolidation
Liquidity
Renovation
Tax debt
Car
Travel
Comfort
Deposit
Spread your loans over time
Want to consolidate several loans to breathe again?
From €100k
We take over your various property and consumer loans to reduce your monthly payments and your debt-to-income ratio.
Residential property
The loan is secured on your residential property.
Instant eligibility and personal support
Press the ‘Get started’ button to test your eligibility. If you are eligible, book a meeting with our team to discuss your project and get support with its financing.
Who can consolidate their loans?
Several conditions apply:
You have a stable professional situation
You are an owner
You are not listed
Generate additional income through wealth leverage
Do you have questions?
Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.
Yes. As with a traditional loan, you must be able to meet your monthly repayments.
Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.
An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.
Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.
