Expert in property refinancing and wealth financing
Hyppo helps you refinance your assets so you can keep investing.
- SCI
- SAS
- SARL
- Holding
- Individuals
- Structured property financing
We help our clients structure and optimise their property and financial assets, with an approach grounded in expertise and performance.
Unlock the value of your property and financial assets
Property owners: is your need too complex for your bank even though you are financeable? We take care of you.
Individuals
Working, running a business or retired, and looking to finance an unusual project? Cash, gifts, renovation, investments...
Wealth
We structure and finance your wealth operations: estate transfer, sale-to-self (OBO/FBO), SCI, SAS, holding companies...
Business
Business needs? Business loans, property leasing, sale and leaseback, security trust...
Use your assets to finance a project
01 - Your eligibility
Your eligibility
You describe your project through our contact form
03 - Financial engineering & financing
Financial engineering
Benefit from tailored support all the way to funding, backed by legal and tax experts.
02 - Support
Support
Build your bank file and talk to our analysts to explore clear solutions suited to your needs.
Visit our help centre
How can you release cash from your property?
Reorganise your assets with a sale-to-self
Need liquidity? Need to restructure your assets? Need to pass them on? A sale-to-self can be an effective wealth strategy.
The Equity Release Loan
Re-mortgaging a property to raise cash is possible!
The security trust (fiducie-sûreté)
It is known as the queen of guarantees. How does it work? Everything you need to know before setting one up.
Pass on your assets efficiently with a sale-to-self
Need liquidity? Need to restructure your assets? Need to pass them on? A sale-to-self can be an effective wealth strategy.
What our clients say
"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."
"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"
"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."
"I refinanced to make gifts to my children. Thank you, Hyppo."
"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"
"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."
Do you have questions?
Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.
Yes. As with a traditional loan, you must be able to meet your monthly repayments.
Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.
An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.
Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.
