Comfortable retirement

Regain your room for manoeuvre to enjoy life

We support seniors with their financing and liquidity needs

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Property dealer

Amount €100k – €2M

Solutions with and without monthly payments

Loans from 3.2%

Your needs

Property project or retirement top-up?

Are you a property owner over 60 with plans? Enjoy your retirement or help your family. We offer many solutions suited to your needs.

We support you with a wide range of financing needs.
For your property projects: mortgage-backed property loans, senior bridging loans, loans without insurance.
For your liquidity needs: mortgage-backed equity release loans, consumer loans, lifetime mortgages with no monthly payments, or sale of bare ownership

Cash

Property

Health

Invest

Energy efficiency works

Purchasing power

Advance on Sale

Loan without insurance

Sale of Bare Ownership

Lifetime loan

Use cases

They put their assets to work with Hyppo

Giving to her children and travelling

Owner of a flat in Versailles, Bernadette was able to release €500,000 by selling the walls of her flat while keeping the use of her home for life.

She has improved her day-to-day life and was even able to give €100,000 to each of her three children.

Older woman with short grey hair, smiling, leaning on the back of a sofa in a bright living room

Bernadette

69, in Versailles

Maintaining my standard of living

Guy has just retired after a fine career in the civil service. He is in good health but finds that his new pension does not allow him to keep the standard of living he wants.

Hyppo offers him a €224,320 lifetime mortgage that lets him look ahead to the coming years with peace of mind.

Older man with a white beard, navy cap and red wool jacket, standing against a light background

Guy

64, in Nice

Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."

Jacques A.

€821,345 financed

"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"

Amanda P.

€4,334,710 financed

"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

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Louis B.

€1,421,230 financed

"I refinanced to make gifts to my children. Thank you, Hyppo."

Maeva C.

€528,210 financed

"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"

Bertrand M.

€848,565 financed

"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."

Jean P.

€236,998 financed

"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."

Anonymous client

Generate additional income through wealth leverage

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FAQ

Do you have questions?

Visit the help centre (in French)

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.