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major renovation

Finance your Renovation

Need to carry out major works on a property to create value or simply to enjoy it?

Property dealer

Amount €100k – €2M

Rates from 4%

Amortising or interest-only

Your needs

Complete your works

Whether for residential or commercial property, we take your property as security to help you finance your projects.

Energy efficiency works

Individual

Extension

Interior fit-out

Outbuildings

Adding a storey

Swimming pool

Cash

Use cases

They financed their works with Hyppo

Added a storey
Gérard is a professional investor who obtained planning permission for an extra storey on his rental building.
Hyppo supports him in his €1.8M financing through his family SCI over 15 years.
Man in his fifties with glasses, in a blue T-shirt, smiling by a swimming pool in a garden
Pierre
55, senior in Paris
Financing an extension and fitting it out
Jean Louis has a country house in Normandy and wants to build an extension and install a swimming pool.
Hyppo supports him with €578k of financing over 20 years.
Smiling bald man, arms crossed, in a light blue striped shirt, against a dark grey background
Jean Louis
54, executive
Testimonials

What our clients say

"I arrived feeling rather low in the middle of a divorce. The Hyppo team really listened and offered solutions that fitted my situation. It helped me a lot."
Jacques A.
€821,345 financed
"No bank would back me, but Hyppo found us €4.3M of financing to keep investing, through a security trust structure. Well done!"
Amanda P.
€4,334,710 financed
"I came to Hyppo to set up a sale-to-self and its financing. Thanks to this clever structure, I optimised the transfer of my rental portfolio."

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Louis B.
€1,421,230 financed
"I refinanced to make gifts to my children. Thank you, Hyppo."
Maeva C.
€528,210 financed
"When our bank would no longer lend to us, we still found financing, even at 67! It's wonderful!"
Bertrand M.
€848,565 financed
"The Hyppo team really listened and offered solutions that fitted my situation. It let me keep investing and helped me diversify my assets."
Jean P.
€236,998 financed
"I was lucky to come across you: professional and efficient. I was able to release a significant amount to keep investing thanks to an innovative solution."
Anonymous client
Les Echos
Le Monde
Capital
Sud Ouest
Maddyness
Le Figaro
Smiling woman checking her smartphone, next to a "Hyppo loan €150,000" card and the amount available

Generate additional income through wealth leverage

What rates do you offer?

Refinancing rates are always slightly higher than your high-street bank's and vary with the need and the borrower. As a guide, as at 9 November 2026, an equity release loan starts from 4% for an individual and from 4.2% for a family holding company; the wealth loan and the security trust from 4.5%, property leasing from 5%.

Do I need to be able to repay my loan?

Yes. As with a traditional loan, you must be able to meet your monthly repayments.

Do you finance companies?

Yes. We work with all types of family holding companies (SCI, SARL, holding companies), trading companies and property professionals.

What is a mortgage guarantee?

An equity release loan is secured by a mortgage registered with a notary on the property. A mortgage is an alternative to other guarantees such as a personal guarantee or a pledge. The guarantee always plays a supporting role and never removes the need to be solvent to repay the loan.

How long does it take to set up?

Once the bank file is complete, allow 5 to 7 weeks until the funds are released by the notary.